setting measures (net income impact: -0.15 billion euros in 1Q 26).





3





Solvency II ratio / Solvency II capitalization ratio: ratio that expresses the capital adequacy of a company by comparing own funds to SCR. This applies to all information related to the Solvency II ratio in this document.





4





Based on quarterly dividend accrual; additional accrual to reflect FY dividend would impact Solvency II capitalization ratio by -11%-p as of March 31, 2026. This applies to all information regarding the Solvency II capitalization ratio in this document.





5





As always, natural catastrophes and adverse developments in the capital markets, as well as factors stated in our ca
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