utionary note regarding forward-looking statements may severely affect the operating profit and/or net income of our operations and the results of the Allianz Group.





6





Change versus full-year 2025.





7





Core EPS and core RoE calculation based on shareholders‘ core net income.





8





Retail including SME and Fleet. This applies to all information related to retail in this document.





9





Commercial including large Corporate, MidCorp, credit insurance, internal and 3rd party R/I. This applies to all information related to commercial in this document.

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