Highest quarterly operating profit ever, reaching 27 percent of our full-year outlook midpoint







Combined ratio excellent; strong underwriting performance and very good expense ratio









In 1Q 2026, total business volume reached 28.3 (1Q 2025: 27.0) billion euros. Internal growth was strong at 6.8 percent, sustaining the good momentum from last year. Allianz maintained a successful balance of growing its business while keeping underwriting discipline.

The record operating profit of 2.4 (2.2) billion euros marked a successful start to the year, reaching 27 percent of our full-year outlook midpoint. Operating profit advanced 11.1 percent, entirely driven by a higher insurance service result.

The combined ratio improved to an excellent level of 91.0 percent (91.
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