150.91 billion by 2031. This research underscores a strong consumer preference for payment solutions that fit naturally into the digital purchasing journey, a factor that significantly enhances the customer experience and boosts online retail conversion rates.

"Credit is moving away from being an isolated product to becoming a natural part of the digital experience. This partnership combines Ant International’s tech capabilities with QI Tech’s regulated and scalable infrastructure, to better connect credit and payments within Brazil’s evolving retail landscape," states Pedro.

“The partnership underlines our commitment to local collaboration for deeper insights and creating greater synergy,” said Quan Yu, General Manager of Bettr Credit, Senior Vice President of Ant International. “By making long-term investments in such partnerships, we’re expanding broader, more flexible and secure consumer credit access, helping
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